Hope I never have to go through this experience again especially with this company. They kept sending checks even AFTER I called them and informed them of THEIR error. I wish that I what have read the reviews before I purchased this insurance 5 years ago.I made a disability claim over two years ago with the Standard due to a pain, debilitating, stage 4 cancer diagnosis. Customers must pay coinsurance of 20%-30% depending on the network. For more details, we encourage consumers to review the company's policy regarding pre-existing conditions before purchase.Standard Life Select STM plans don’t have an application fee, and monthly fees vary depending on several factors such as the individual’s location, age, and family members added to the plan. This same scenario happened several more times over various issues. The reason I gave this review to stars is because this time when I called The Standard, they actually answered the phone, and the agent was very helpful. They are people's stealing 401(k) money through frivolous fees. Standard Life Select STM Plan 2 has an out of pocket maximum of $16,000, while Plan 3 has an $8,000 out of pocket maximum. I am a very healthy young person with just hypothyroid which occasionally impacts my blood pressure. It's extremely unfortunate that there are no government agencies that have the motivation or means to hold companies like this accountable. Any reference in this website to third party trademarks is to identify the corresponding third party goods and/or services.To that end, you should know that many advertisers pay us a referral fee if you purchase products after clicking links or calling phone numbers on our website.The following companies are our partners in Short Term Health Insurance: We sometimes offer premium or additional placements on our website and in our marketing materials to our advertising partners. Standard Life offers two types of plans: Standard Life Select STM Plan 2 and Standard Life Select STM Plan 3. I assumed they were being required every few months and I and my physician sent them off posthaste, as they were before, one was faxed and one was mailed. I was able to draw 3/4 of my pay for 4 weeks only to have The Standard close my case, with no notification, no further contact and having nothing medically, stating that my condition has changed, nor improved. I mailed mine, my physician faxed theirs. Why even bother. The Standard Insurance Company lies to you and do whatever they can to keep from paying out on their claims. Enjoy reading our tips and recommendations.A link has directed you to this review. Its location on this page may change next time you visit.For more information about reviews on ConsumerAffairs.com please visit our Plan 3 has higher monthly fees than Plan 2, but offers a higher maximum limit per coverage period and lower deductible fees, plus 100% coinsurance, once the maximum out of pocket is reached. etc.In summary, pandemic or otherwise, The Standard, in my personal experience, is an extremely, disorganized company, with several irresponsible, probably overworked employees. I have to go to court now to collect disability I paid for. Both plans offer unlimited doctor office visits and urgent care visits with a copay, and one wellness exam per period. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission.
I cannot believe the Dept of Labor is allowing this company to steal people's retirement money.Sign up to receive our free weekly newsletter.
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